Car Hire Excess Insurance - Car Rental Excess Insurance

Protect Your Car Hire Excess

When you book your car hire with us your car rental provider should also include car insurance to cover any damage or theft of the vehicle during your car hire period known as Collision Damage Waiver (CDW) and Theft.

However if you do need to make a claim there will be an excess that you will be required to pay and this can be as much as £1000. The car rental supplier will at the time of collection offer you the option of an excess waiver but this can be as much as £12 per day.

So we have found a product provided by Towergate that will cover your car hire excess for much less!! In fact you can choose an annual policy costing from just £39.99 per year for cover in Europe or take daily cover costing from just £3.99.

How does our Car Rental Excess Insurance Work

If you purchase this car hire excess insurance, the Policy Holder is insured, not the rental vehicle. Car hire excess is a voluntary insurance and so if you decide to take this insurance just Decline the car rental company's Excess cover at the counter when you collect the car.

If the hire car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your car hire excess insurance policy.

What is covered with this Car Hire Excess Insurance

This insurance covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres. It also covers you for lost or stolen rental car key, including replacement locks and locksmith charges subject to amounts shown in the policy wording.

Who Underwrites this Excess Insurance

This insurance is underwritten by Chartis Insurance UK Limited which is authorised and regulated by the Financial Services Authority (FSA number 202628).